Equipment Finance Broker Brisbane.
Vehicles, Plant & Machinery for Trade Businesses.
Fast approvals, competitive structures, and minimal disruption to your cashflow. Structured to suit your business and tax position.
✓ Trading Specialists
✓ Fast Approvals
✓ Tax-Aligned Structuring
THE BRIEF
The Right Asset, Funded the Right Way.
Buying a new ute, excavator, or shop fit-out isn’t just about getting approval, it’s about choosing the right finance structure for your tax position, your cashflow, and your accountant’s strategy. We help you compare chattel mortgage, finance lease and hire purchase, and pick the structure that fits.
WHO & WHAT WE HELP WITH
What We Finance
Utes & Vehicles
Excavators & Plant
Tools & Equipment
Commercial Trailers
Technology & Fit-Out
Business Vehicles (Chattel)
Chattel Mortgage vs Finance Lease vs Hire Purchase
| Feature | Chattel Mortgage | Finance Lease | Hire Purchase |
|---|---|---|---|
| Ownership | You own from day 1 | Lender owns; you lease | You own at end of term |
| GST Treatment | Claim GST upfront | GST on payments | GST on purchase price |
| Balloon Option | Yes | Yes (residual) | Yes |
| Best For | Trade businesses claiming GST | Off-balance-sheet vehicles | Steady cashflow buyers |
Need Equipment Funded Fast?
HOW IT WORKS
A Clear Four-Step Process
1
Book a free strategy call
2
We review your structure, goals, and strategy
3
We research 40+ lenders and
present the right options
4
We manage the application and coordinate to settlement
faq
Common Questions
Many straightforward equipment finance deals settle within 24–72 hours of approval. More complex deals or high-value plant can take a week or two.
It depends on your GST position, cashflow, and your accountant’s view. We work directly with your accountant before recommending a structure.
Yes, most lenders fund late-model used equipment, with age limits depending on the asset type.
Often no, many equipment finance deals fund 100% of the purchase price, sometimes with a balloon at the end.
Yes. We regularly consolidate or refinance equipment loans to free up cashflow or align term lengths with asset life.