Business Finance Broker Brisbane.
For Trading Businesses and Professional Services Firms.
Whether you need growth capital, working capital, or want to use your property equity to fund your next move we structure it to work with your business, not against it.
✓ Trade Specialists
✓Advisor Coordination Built In
✓ 40+ Lenders
THE BRIEF
Running a Business Is Hard Enough Without Your Finance Working Against You.
A poorly structured loan can conflict with your tax strategy, restrict your cashflow, or limit your options down the track. SET Finance works alongside your accountant, business banker and financial planner to make sure your business finance is structured right from the start whether you’re funding growth, managing a cash gap, or accessing equity you’ve already built.
WHO & WHAT WE HELP WITH
What We Can Help With
Business Loans
Working Capital Facilities
Commercial Property Finance
Asset Finance
Business Acquisition Finance
Plant & Equipment
We Understand How Business Income Actually Works.
Electrical, plumbing, construction, mechanical, SET Finance understands how business income works. Distributions, trust income, variable drawings, these don’t look clean to a standard bank assessment. We know how to present your financials to lenders in a way that reflects your real earning capacity. If you’ve been knocked back before, it’s often not your income that’s the problem. It’s how it was presented.
HOW IT WORKS
A Clear Four-Step Process
1
Book a free strategy call
2
We review your structure, goals, and strategy
3
We research 40+ lenders and
present the right options
4
We manage the application and coordinate to settlement
Funding Your Next Business Move?
Using your equity
Your property equity could be your most cost effective source of business capital.
Most business owners don’t realise the equity sitting in their home or investment property can fund business growth at a lower rate than a standard business loan. The key is structuring it correctly so it doesn’t conflict with your mortgage, your tax strategy, or the structure your accountant has already set up.
faq
Common Questions
Yes, accessing equity in your residential or investment property is one of the most cost-effective ways to fund business growth. We structure the facility correctly so it doesn’t conflict with your existing mortgage or tax strategy.
Complex income is our specialisation. We understand how trust distributions, company drawings, and partnership income work, and we know which lenders are most receptive to each structure.
Timeline depends on complexity. Standard business loans: 2–4 weeks. Commercial property: 4–8 weeks. SMSF and complex structures: 8–12 weeks. We provide a clear timeline at the start of every engagement.
Yes, trades are one of our core client types. Electrical, plumbing, construction, mechanical, and civil we understand how these businesses are structured and how to present them to lenders correctly.
A commercial mortgage is a loan secured by a commercial property. Business finance is broader it includes unsecured loans, working capital facilities, and equity access using existing property. We can help with all of the above.