Finance That Works With Your Whole Strategy, Not Just Your Application.
SET Finance is a Brisbane mortgage broker specialising in complex finance for business owners and senior professionals. We coordinate directly with your accountant and financial planner so your loan is structured correctly from the start, saving you from costly fixes down the track.
✓ 12+ Years of Complex Finance Experience
✓ SMSF, Business & Investment Specialists
✓ Quick responses, every time
✓ Coordinated With Your Accountant & Planner
Complex finance for business
owners and senior professionals.
You’ll hear back from a real broker. Every enquiry answered promptly, every time.
The deals most brokers walk away
from are our specialty.
We call your accountant and planner before we recommend anything.
What We Do
Finance for Every Stage of Your Wealth Strategy
Specialist finance solutions for Brisbane business owners, property investors, and senior professionals.
Residential Mortgages & Home Loans
Home loans for the self-employed, business owners, and those whose income doesn’t fit a bank’s standard tick-box. We get it right where others give up.
SMSF Property Finance
Most brokers avoid SMSF lending. We’ve been doing it for 12 years. Specialist SMSF finance for professionals and business owners building wealth through self-managed super.
Business Finance & Working Capital
Growth capital, working capital, and equity access for trade businesses and professional services firms. Structured to work with your business, not against it.
Commercial & Industrial Property Loans
Finance your business premises, industrial assets, or commercial investment portfolio. Structured for your entity, your tax position, and your next move.
The SET Finance Difference
Finance Coordinated With Your Entire Advisory Team.
Most brokers work in a silo: they find a rate, submit the application, and go quiet. SET Finance works differently. We sit at the centre of your financial team, coordinating directly with your accountant and financial planner to make sure your loan structure fits your tax strategy, your business structure, and your long-term wealth goals. This is what we call The Hub Approach.
About SET Finance
Finance With Someone Who Actually Knows You.
SET Finance was built on 12 years of experience structuring complex finance for business owners, professionals, and investors whose situations most brokers simply wouldn’t touch.
The problem we kept seeing was the same: advisors working in silos. The accountant not talking to the broker. The broker not talking to the planner. SET Finance was built to fix that.
12+ Years
40+ Lenders
SMSF Specialists
Get better access to more lenders
Major banks and non-bank lenders including NAB, CBA, ANZ and specialist lenders.
What Our Clients Say
Real Results for Brisbane Business Owners
“Paul achieves the results you’re looking for. He pays attention to your situation and requirements and finds the product to suit, I recommend him as a financial broker and will use Paul’s services in the future.”
Christopher L.
Business Owner
“We worked with Paul seeking a construction loan. It was drawn out for various reasons and Paul remained patient and helpful throughout. He provided a good range of options and helped us select the right product for us. You won’t go wrong if you select Paul to assist with your finance needs. Thanks Paul.”
Aaron B.
Construction Company Owner
“Paul is always great to work with, ready and available to answer questions and always helpful. Would recommend him to anyone!”
Caity C.
Professional
Common Questions
Everything You Need to Know Before We Talk
Yes in fact, complex income is exactly what we specialise in. We understand distributions, trust drawings, and variable drawings, and we know how to present your financials to lenders in a way that reflects your real earning capacity. If your bank said no, it’s often not your income that’s the problem it’s how it was presented.
We’re based at Eagle Street in Brisbane CBD and service all of Brisbane, South-East Queensland, and remote clients across Queensland. Most of our process can be handled by phone and email, so location is rarely a barrier.
We pride ourselves on quick response times and proactive communication throughout your loan process. You will never need to chase us for an update.
SMSF property finance allows you to purchase property through your self-managed super fund using a Limited Recourse Borrowing Arrangement (LRBA). It’s complex, heavily regulated, and most brokers avoid it. At SET Finance, SMSF lending is a core specialisation we’ve been navigating it for 15 years.
Your bank has one product range and one interest: selling their own products. SET Finance accesses 40+ lenders on your behalf, advocates for your application, and structures the loan to suit your goals. More importantly, we coordinate with your accountant and financial planner before we do anything, so the loan structure fits your broader strategy. Banks don’t do that.
Finance Insights
Finance Insights for Brisbane Business Owners
SMSF Finance
SMSF Property Lending in Brisbane | A Complete Guide for Business Owners
Most brokers avoid SMSF lending entirely. Here’s what you need to know about…
Home Loans
Home Loans for Self-Employed Australians: How to Get Approved When Your Income Looks Complicated
If you run your own business, you already know that getting a home loan is harder…
Business Finance
Why Your Mortgage Broker Should Talk to Your Accountant, and Exactly How We Do It
Your accountant knows your tax position. Your financial planner knows your wealth…
